All American Public Adjusters in NY- Water Damage Claim Experts
There is a lot of confusion when it comes to water damage and home insurance. In the state of New York, insurance claims are being denied and many homeowners in New York are left with mold and water damage from flood. With water damage being one of the most common claims filed, many homeowners have a lot of questions concerning why the insurance company didn’t cover the water damage loss.
What types of water damage does your insurance company cover?
Simply stated, as long as the property damage is not caused by homeowner neglect – not properly maintaining the property – the damage will be covered. The only exception to this rule is flood damage. If you are in a flood prone area, you will need to have a separate flood insurance.
We service the following areas in the state of New York: New York, Brooklyn, Staten Island,Queens,Long Island, Bronx,Buffalo, Rochester, Yonkers, Syracuse, Albany and the surrounding communities
All American Public Adjusters are licensed professionals who can help you with your water damage claim from start to finish. We have a team of professions who have been helping homeowners handle their property claims with an excellent track record. Let us take over your claim so you can have an expert on your side to ensure that your investment is covered!
What we do for you:
- Document Property and Contents Damage
- Maximize your insurance claim and minimize your stress
- Negotiate the insurance claim for necessary repairs or replacement for the loss
- Provide detailed estimates for the loss
- Reopen denials and ensure proper reimbursement
- Residential and Commercial Claims
Call for a Free Consultation today
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- Published in Public Adjuster
Experienced Private adjuster can help you recover the maximum money you deserve to fix you home. Insurance companies have a professional insurance adjuster representing them in the claim. Home owners have the same opportunity to hire a professional adjuster who has THEIR interests in mind.
As Public Adjusters in Missouri we have professional experience in handling many types of claims:
- Fire Damage claims, Residential and Commercial Claims, Water Damage Claims
- Wind claims, Roof Damage Claims, Hail Damage Claim
- Vandalism Claims
- Plumbing Claims – Slab Leaks, pipe break, pipe leaks
All American Public Adjusters in Missouri. We service the following cities: Kansas City, St. Louis, Springfield, Independence, Columbia, Lee’s Summit, O’Fallon, St. Joseph, St. Charles.
- Published in Public Adjuster
Water and flood damage mitigation is something that must be addressed immediately. Almost all insurance policies cover the cost of water damage mitigation. In fact, they require the policyholder to take all necessary steps to prevent secondary damages. Preventing mold growth is one of many concerns for those who have suffered from a water damage event, but is not the only concern. Most people have many misconceptions about water damage, and are at risk for secondary damages such as mold growth. There are some important steps to take immediately following a water damage or a flood damage event to help eliminate or to at least minimize secondary damages, as well as precautions that should be taken during flood or water damage mitigation to protect your health and safety.
Water damage mitigation is a specialized field that requires special protective measures, specialized equipment and testing to protect you and your property. Public Adjusters know how to provide mitigation services that protect not only the property, but also your health.
Water damage mitigation can include water extraction, structural drying, cleanup and antimicrobial treatment, just to name a few. If not addressed immediately, water damage can cause many serious problems to the property and lead to serious health risks to its occupants. To restore property and protect health, a professional mitigation contractor must carefully address this issue. He has to be knowledgeable in many disciplines. First and foremost is preventing secondary damages like growth of bacteria and mold, preventing and saving the structure and its contents. Water damaged structures can be the perfect breeding place for mold and other micro-organisms. Wet building materials and indoor humidity are mold’s best friends. Additionally, the water damage specialist must be able to communicate to the water damage victims and insurance company representatives that are handling the insurance claim.
[representyouinsurancepolicies] [footer1]- Published in Public Adjuster
The Cold New Jersey Shore is still a Mournful Place after Hurricane Sandy Floods
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Although winter on the New Jersey Shore is usually bleak, after Hurricane Sandy, the residents of the New Jersey shore are experiencing a more than bleak winter this year – a winter than many will remember for years to come.
Many residents like Rayn Valli and his father Frank are still cleaning and trying to clean and trying to salvage belongings from their home in New Jersey after Superstorm Sandy. The family’s first floor was under 10 feet of water from Superstorm Sandy’s storm-surge, which destroyed several oceanfront blocks of Union Beach, leveling homes or lifting them off their foundations, breaking them apart and moving them. Devastating water damage to say the least is a common experience amongst New Jersey residents.
One hundred days later, the aftermath of Hurricane Sandy is now all about what comes next. Homeowners in New Jersey are uncertain what NJ will look like in the months or years that are ahead of them. Many are still waiting – some to move back home, others to hear from their insurance company on the next steps. Most are considering one of the biggest decisions they will have to make possibly in their lives: rebuild or walk away.
The Public Adjuster in New Jersey are helping homeowners find a peace of mind in the midst of turmoil. As homeowners look to get back on their feet, many in New Jersey are turning to insurance experts to handle their claim process. While some wait in uncertainty, those who have hired Public Adjusters in New Jersey can rest knowing that their investment is in professional hands.
[footer1]- Published in Blog, Public Adjuster