So, you’ve experienced hail damage. You may have thought to yourself that you remember the hail storm but looked up at your roof and really didn’t notice any damage. The fact is you can’t see hail storm damage from the ground and most home inspectors have not received any formal training on hail damage to roofs.
In order to know if your home has actual hail damage, a home’s roof must be inspected by a person who has training, knowledge, and experience. When you have hail damage, you will see some of the tiny granules of a roof missing and over time the roof damage will get progressively worse and possibly shorten its lifespan. Ultimately your roof will end up leaking.
Even if your roof has minimal damage you have a valid insurance claim and should file with your insurance company. The damage caused by a hail storm might not cause your roof to leak for years. This makes it very critical to have a qualified person inspect your roof. Most insurance policies allow a homeowner 14 days to report a loss, known as the 14-day rule. It is important to do so in that time frame because the insurance company will come back and say that this was something that happened over a long period of time, also known as pre-existing condition, and that the homeowner failed to mitigate the damages in the time frame allowed.
So what do you do if you think you may have hail damage to your roof and want to file an insurance claim? GETCLAIMHELP! Contact All American Public Adjusters, Inc to review your policy and verify if you have the proper coverage. After our experienced and knowledgeable adjusters inspect your loss, and justify that you in fact have hail damage, we will assist you with filing a claim. We will meet with the insurance company’s adjuster and justify your damage with proper estimates and with our expertise, get you a maximum settlement for your loss. Contact us today for a free claim evaluation.
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