Blizzard-like conditions are expected throughout the northeast from Washington to Boston. Heavy snowfall will spread from St. Louis, Louisville, Cincinnati, Pittsburgh, Charleston, New York, Philadelphia, Washington DC, Boston, Cape Cod, and Portland at approximately an inch a minute. While the snow is falling, winds will pick up to near freezing temperatures causing homes and businesses to experience an array of damages.
Some things that policy holders should look out for:
-Power outages causing sump pump to fail or back-up causing flooding in homes and businesses
-Freezing pipes – Once thawed, will cause pipe breaks/bursts and flooding/water damage, structural damage, and mold
-Flooding – Once snow and ice start melting, the water begins flooding homes/businesses
-Ruined carpets and water damage to your ceilings and walls from leaks caused by ice dams or bursting pipes
-Roof Damage – From ice dams that accumulate ice at the lower edge of a sloped roof, usually at the gutter, ice builds up and blocks water from draining off the roof causing water to be under the roof covering and into your attic or down the inside walls
Many of the above mentioned losses are covered by insurance companies. Filing a claim, although it sounds easy, is VERY tricky. The verbiage that is used when filing a claim can get you a denial immediately if not explained correctly. Most homeowners or business owners are not familiar with their policy and what is covered, let alone the details of their damage and the cost to repair or replace their lost items.
Public Adjusters are licensed and bonded by the state to help policy holders with their property damage claims. A public adjuster can review your policy, estimate your damage, and deal with the insurance company directly to conduct inspections and negotiate a fair settlement for your property damage claim. Whether you have already filed a claim or have a claim and don’t know what to do next, we can help. Contact All American Public Adjusters for your RISK FREE claims evaluation.
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